Legal

StudentScrooge.com

Thank you for visiting StudentScrooge.com! My goal is to provide information on my own financial experiences so that hopefully others might be able to learn something.

This page will probably seem pretty boring, but its kind of important, given the nature of the content of this site:

Disclaimers

That being said, lets be clear — I am not a financial professional and nothing on this website should be construed as financial advice. In other words, I am providing my experiences and opinions for information purposes only.  You should conduct your own research before acting and consult a financial professional for any specific needs.

More specifically:

  • This blog represents my own personal views — not those of any companies, academic institutions, friends, family members, pet animals, etc. that I have been associated with.
  • I make a good-faith effort to maintain accuracy and validity in my posts, however, we are all human, and mistakes happen.  This site specifically disclaims all warranties, expressed or implied, regarding the content of my posts. I am not responsible for what you do with the information. Please don’t treat this site as absolute fact — check for yourself instead of relying on this information (besides, you’ll learn a lot for yourself if you check things on your own).
  • Furthermore, be aware that given the nature of the internet, information may become outdated or inaccurate with time. I try to keep an eye out for these developments, but I ultimately cannot take responsibility.
  • My intention, of course, is to do no harm, to not injure others, or any of the sort. I am just trying to share my own experiences.
  • I make use of images that have been posted on the internet under the Creative Commons Attribution License. These images are always credited to the author with a link to their policy. These images are used under their license. In other words, most of the images on my site are used with permission but are not mine; if you want to use them, be sure to abide by the author’s own license.
  • I am not responsible, nor will be held liable, for any comments left on this blog, nor any laws that may be broken through the action of someone who leaves a comment.
  • In the interest of full disclosure, this site receives advertising support. These advertisements will be clearly marked with a header of “Advertisements” or “Sponsors”, and should not be construed as an endorsement or recommendation on the part of this website of any of the advertisements. Furthermore, you have my pledge that in the event that I gain any sort of financial benefit from my posts aside from advertisements — such as affiliate links or sponsored posts — that they will be fully disclosed. Its only fair.

(Please note that this disclaimer was inspired by content at the BlogHerald: http://www.blogherald.com/2007/10/02/writing-a-blog-disclaimer/)

Privacy Policy

Bottom line: I am not interested in spamming visitors, selling information on visitors, or building a marketing database. I probably care about privacy — both yours and mine — just as much as you do. Any personally identifiable information requires your consent. Specifically:

  • This web server maintains log information for visits, including IP addresses, browser types, referring pages, date information, etc. — standard web log information.
  • This site also makes use of third-party analytic software, including Google Analytics, to analyze aggregate visitor information, making use of similar anonymous visitor data.
  • Certain aspects of this site require personally identifiable information — commenting, for example, or subscribing to email updates. Any such voluntary disclosure of personally identifiable information will not be sold, rented or provided to any third-party, unless compelled to do so by legal authorities.
  • This privacy policy only applies to this site; for any third-party sites that are linked to, please refer to their individual privacy policies.