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	<title>Comments on: Favorite Student Credit Card &#8211; Citi mtvU Visa Card</title>
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	<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/</link>
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		<title>By: Monica</title>
		<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/comment-page-1/#comment-14200</link>
		<dc:creator>Monica</dc:creator>
		<pubDate>Wed, 20 May 2009 05:55:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.studentscrooge.com/?p=19#comment-14200</guid>
		<description>I applied for this Citi MtvU card when I was a student and I loved it until today.

They started to charge interest on the day I used it. When the statement comes, it&#039;s too late. Even though you pay the full amount by the due date, they will charge you 12+% and you will find out in the next statement.

This card was for students those who have little income and low credit history. You might be too busy for studying, not enough time to look at your credit card statement or you might have already set up automatic payment, because you are young and busy. Stop using this card. You might end up paying total of $20 or more for a year and don&#039;t realize it. Still no annual fee, but this is a very bad deal for student. 

I used to like this card and Citibank, now I HATE THEM!</description>
		<content:encoded><![CDATA[<p>I applied for this Citi MtvU card when I was a student and I loved it until today.</p>
<p>They started to charge interest on the day I used it. When the statement comes, it&#8217;s too late. Even though you pay the full amount by the due date, they will charge you 12+% and you will find out in the next statement.</p>
<p>This card was for students those who have little income and low credit history. You might be too busy for studying, not enough time to look at your credit card statement or you might have already set up automatic payment, because you are young and busy. Stop using this card. You might end up paying total of $20 or more for a year and don&#8217;t realize it. Still no annual fee, but this is a very bad deal for student. </p>
<p>I used to like this card and Citibank, now I HATE THEM!</p>
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	<item>
		<title>By: (More) Quick Tips on Textbooks &#124; Student Scrooge</title>
		<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/comment-page-1/#comment-1086</link>
		<dc:creator>(More) Quick Tips on Textbooks &#124; Student Scrooge</dc:creator>
		<pubDate>Fri, 26 Sep 2008 21:30:49 +0000</pubDate>
		<guid isPermaLink="false">http://www.studentscrooge.com/?p=19#comment-1086</guid>
		<description>[...] 5% back when you make purchases using the Citi mtvU Visa Card, which counts Amazon.com (not the marketplace) as a [...]</description>
		<content:encoded><![CDATA[<p>[...] 5% back when you make purchases using the Citi mtvU Visa Card, which counts Amazon.com (not the marketplace) as a [...]</p>
]]></content:encoded>
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		<title>By: More on the Citi mtvU Credit Card &#124; Student Scrooge</title>
		<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/comment-page-1/#comment-623</link>
		<dc:creator>More on the Citi mtvU Credit Card &#124; Student Scrooge</dc:creator>
		<pubDate>Mon, 01 Sep 2008 20:45:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.studentscrooge.com/?p=19#comment-623</guid>
		<description>[...] have covered the Citi mtvU Visa card in the past, but in a nutshell, the card is a student credit card from Citibank that offers extra rewards for [...]</description>
		<content:encoded><![CDATA[<p>[...] have covered the Citi mtvU Visa card in the past, but in a nutshell, the card is a student credit card from Citibank that offers extra rewards for [...]</p>
]]></content:encoded>
	</item>
	<item>
		<title>By: T.G.I. Friday's "Give Me More Stripes" Loyalty Program &#124; Student Scrooge</title>
		<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/comment-page-1/#comment-521</link>
		<dc:creator>T.G.I. Friday's "Give Me More Stripes" Loyalty Program &#124; Student Scrooge</dc:creator>
		<pubDate>Sun, 24 Aug 2008 02:15:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.studentscrooge.com/?p=19#comment-521</guid>
		<description>[...] coupon effectively gives you a chance to have an 8% discount. Combine that with a credit card that earns 5% back at restaurants, and all of the sudden those T.G.I. Fridays meals are looking about 13% [...]</description>
		<content:encoded><![CDATA[<p>[...] coupon effectively gives you a chance to have an 8% discount. Combine that with a credit card that earns 5% back at restaurants, and all of the sudden those T.G.I. Fridays meals are looking about 13% [...]</p>
]]></content:encoded>
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		<title>By: Three Quick Steps Before Check-Out To Maximize Online Shopping &#124; Student Scrooge</title>
		<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/comment-page-1/#comment-141</link>
		<dc:creator>Three Quick Steps Before Check-Out To Maximize Online Shopping &#124; Student Scrooge</dc:creator>
		<pubDate>Fri, 27 Jun 2008 02:02:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.studentscrooge.com/?p=19#comment-141</guid>
		<description>[...] final cost to you by using a credit card that offers rewards suited to your purchase. For example, the Citi mtvU Visa Card offers (an equivalent) 5% back at a bunch of categories that includes Amazon.com. Even a general-purpose card that offers [...]</description>
		<content:encoded><![CDATA[<p>[...] final cost to you by using a credit card that offers rewards suited to your purchase. For example, the Citi mtvU Visa Card offers (an equivalent) 5% back at a bunch of categories that includes Amazon.com. Even a general-purpose card that offers [...]</p>
]]></content:encoded>
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		<title>By: The Microsoft Office Burden &#124; Student Scrooge</title>
		<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/comment-page-1/#comment-37</link>
		<dc:creator>The Microsoft Office Burden &#124; Student Scrooge</dc:creator>
		<pubDate>Sun, 18 May 2008 04:34:35 +0000</pubDate>
		<guid isPermaLink="false">http://www.studentscrooge.com/?p=19#comment-37</guid>
		<description>[...] If you can&#8217;t find a suitable educational discount, you can always buy it at full retail &#8212; but check around for the best price. The full retail price for Microsoft Office Home &amp; Student is $149, but Amazon.com has it for $110 (plus, you can use an appropriate credit card to save 5% at Amazon!) [...]</description>
		<content:encoded><![CDATA[<p>[...] If you can&#8217;t find a suitable educational discount, you can always buy it at full retail &#8212; but check around for the best price. The full retail price for Microsoft Office Home &amp; Student is $149, but Amazon.com has it for $110 (plus, you can use an appropriate credit card to save 5% at Amazon!) [...]</p>
]]></content:encoded>
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		<title>By: Bookmarked: Carnivals, Links, and More - May 07 &#124; Student Scrooge</title>
		<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/comment-page-1/#comment-28</link>
		<dc:creator>Bookmarked: Carnivals, Links, and More - May 07 &#124; Student Scrooge</dc:creator>
		<pubDate>Wed, 07 May 2008 15:32:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.studentscrooge.com/?p=19#comment-28</guid>
		<description>[...] has the Visa extended warranty protection, which means that I can continue to use the card for the effective 5% back at Amazon and receive extended warranty [...]</description>
		<content:encoded><![CDATA[<p>[...] has the Visa extended warranty protection, which means that I can continue to use the card for the effective 5% back at Amazon and receive extended warranty [...]</p>
]]></content:encoded>
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		<title>By: The Outrageous Cost of Movie Tickets &#124; Student Scrooge</title>
		<link>http://www.studentscrooge.com/2008/04/18/favorite-student-credit-card-citi-mtvu-visa-card/comment-page-1/#comment-23</link>
		<dc:creator>The Outrageous Cost of Movie Tickets &#124; Student Scrooge</dc:creator>
		<pubDate>Tue, 06 May 2008 15:05:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.studentscrooge.com/?p=19#comment-23</guid>
		<description>[...] but certain cards are better than others for entertainment purchases. For students in particular, I highly recommend the Citi mtvU card, which offers (effectively) 5% back at movie theaters (in addition to [...]</description>
		<content:encoded><![CDATA[<p>[...] but certain cards are better than others for entertainment purchases. For students in particular, I highly recommend the Citi mtvU card, which offers (effectively) 5% back at movie theaters (in addition to [...]</p>
]]></content:encoded>
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